![]() Gene McBride Appraisal Service is your FHA certified appraisal companyGene McBride Appraisal Service is AR state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to contact Gene McBride Appraisal Service, as we are approved and certified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Gene McBride Appraisal Service if you need an appraisal done for an FHA-secured loan. If your financial transaction is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Available to all homebuyers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are exceedingly useful to consumers with less starting income. |